Open Enrollment 2021

OE 2021 Post Card Image

 Welcome to Open Enrollment for 2021-2022

Open Enrollment is from May 3rd - May 14th. Benefit changes made during open enrollment will be effective July 1st, 2021.

1. Review your current elections on the Online Benefits Center
2. Review our Benefits Guide
3. Review our Medical Plan Changes
4. Review our Benefits Cost Table
5. Review the NEW OCHS Short Term and Long Term Disability Plans and Rates
6. Review Life Insurance Special Enrollment Opportunities
7.  Make Changes to Your Benefit Options on the Online Benefits Center
8.  Enter your wellness points
      For assistance logging on, email 
9.  Claim your Level 2 Wellness Incentive at
10. Purchase Vacation Days by DOWNLOADING and completing the form and submitting it to HR  (with all approvals from your chain of command)

You may also view the following:

Below you will find comprehensive Team Flagstaff benefits information:


Employees may choose from one of three different plans listed below.
Plan Options Comparison Sheet

2021-2022 Plan Changes
View plan changes HERE

Summaries of Benefits and Coverage
Buy Up

Benefit Plan Books
Please check back later for 2021 plan documents. Below are the plan documents from last year for  reference. 
Buy Up

Blue Cross Blue Shield Website

Sign up at or download the BlueCare Anywhere app.
Telehealth FAQs

Employees are automatically enrolled in CVS Caremark.  Remember to use your CVS Caremark card when you go to the pharmacy to pick up prescriptions.

CVS Caremark Website
Base and Buy Up Summary
HDHP Summary
PrudentRX Flyer 
PrudentRX Newsletter
CVS Vaccination Program

Employees may choose to participate in a Flexible Spending Account (FSA) if they are in the Base or Buy Up plan, or an HSA if they are in the HDHP plan.
Health Equity Plan Docs
HSA Videos and Tutorials
HSA Educational Webinars
Qualified Medical Expenses
Health Equity Website

2021 IRS Contribution Limits

Health FSA: $2,750
Limited Purpose FSA: $2,750
Dependent Care FSA: $5,000
HSA: $3,600 for single, $7,200 for Family

There is one plan offered through Delta Dental.
Plan Summary
Delta Dental Website

Eployees may choose from the Exam Only or Buy Up plans.

Plan Summary
Savings Flyer
TruHearing Discount Offer
VSP Website

The City provides Life/AD&D equivalent to one times the employee's annual salary (rounded to the next greatest thousand.)  Employees may choose to purchase additional coverage. NAPEBT has negotiated a new contract through the same vendor. There is a new enrollment opportunity through the new contract. You do not need to re enroll in coverage if you do not want to make any changes. 

This year there is a special one-time guaranteed issue enrollment opportunity in addition to our current annual enrollment opportunity for current insureds to increase coverage by $10,000. This means all eligible active employees may elect or increase coverage by $100,000 without evidence of insurability (as long as the resulting amount does not exceed the $300,000 guaranteed issue limit. Employees that have been previously declined for coverage must provide evidence of insurability. Increases above the guaranteed issue limit are also available, however require evidence of insurability.

Other highlights include:

The supplemental life maximum increasing to the lesser of seven times annual earnings or $1,000,000
The supplemental child life maximum will be $20,000; limited to 100% of employee’s total amount.
An additional benefit of 100% of the basic AD&D principal sum up to $100,000 for public safety officers (police, fire, EMT, etc.) that suffer a loss while performing customary duties for their employer
Plan Summary & Rate Table

NAPEBT has selected a new provider for Voluntary Group Short Term and Long Term Disability underwritten by Madison National Life Insurance Company, Inc. and serviced by Ochs.

Existing plan employees are required to re-enroll in their short-term and long-term voluntary life insurance plans. 

Short Term Disability income protection insurance provides a benefit for a “short term” disability resulting from a covered injury or sickness. You may elect a weekly benefit in increments of $100, from a minimum of $300 up to a maximum benefit of $2,500 per week, not to exceed
66-2/3% of your covered earnings. You may elect one of the following plans:

For a covered Injury: 14 calendar day waiting period
For a covered Physical Disease: 14 calendar day waiting period

For a covered Injury: 21 calendar day waiting period
For a covered Physical Disease: 21 calendar day waiting period

Short Term Disability Highlights & Rate Tables

Long Term Disability income protection insurance provides a benefit for a “long term” disability resulting from a covered injury or sickness. Benefits begin after 180 days of total disability and continue to the maximum benefit duration:

Benefits will not extend beyond the longer of: Social Security Normal Retirement Age or Duration of Benefits below:
Age at Disablement Duration of Benefits
61 or less  to age 65
62  3 ½ years
63  3 years
64  2 ½ years
65   2 years
66  1 ¾ years
67  1 ½ years
68  1 ¼ years
69 or more  1 year

Long Term Disability Highlights & Rate Tables (PSPRS Only)

Benefit-eligible employees may contribute to a 457 Deferred Compensation retirement plan in order to supplement retirement savings. Employees may start, increase, decrease, or stop contributions anytime.  

The City currently offers two deferred compensation plans through the following companies:


Sergio J. Mejia - Retirement Plans Specialist

Kaity Childers - Financial Representative
(928) 853-0940
Voya Link

Full-time benefit eligible employees may purchase up to ten (10) Purchase Days per fiscal year after completing six months of continuous service.  Days will be purchased at the employee's current rate of pay.  Unused days will expire at the end of the fiscal year.  These days are only available for purchase during Open Enrollment each year.

Purchase Day Program Request Form


Employees covered by medical insurance are eligible to receive a premium discount of up to $20/month with an additional $120 lump sum incentive each year.  Click HERE to review the program details.


The City of Flagstaff is required to provide employees with certain notices according to Federal law.  You may view these notices HERE.